If you ever wanted to live off blogging, why not just move to a cheaper city, in fact maybe with your current blogging income maybe you could afford some of these cheapest cities in the world?

Moving to a cheaper city is a great way to go farther with your income.  You could be earning $10 per day blogging and still survive in some of these cheapest cities of the world.

Divided by Total/Cost of Accommodation/Food
1. Vangvieng Laos $4.25 $3.25 $0.50
2. Goa India $4.50 $3.50 $0.50
3 New Delhi India $5.50 $4.50 $0.50
4 Bangalore India $6.00 $5.00 $0.50
5 Bangkok Thailand $6.23 $3.73 $1.25
6 Ho Chi Minh Vietnam $6.86 $5.00 $0.93
7 Quito Ecuador $7.00 $5.00 $1.00
8 Phom Penh Cambodia $7.00 $3.00 $2.00
9 Bali Indonesia $7.16 $6.50 $0.33
10 Asuncion Paraguay $8.00 $4.00 $2.00

What about some more familiar cities?
Buenos Aires Argentina $14.00 $10.00 $2.00
Hong Kong China $17.95 $15.95 $1.00

Keep in mind to live cheap in the cheapest cities in the world, you will have to also reduce your living standards to be closer to that of the local population. This means no 4 star hotels, rather youth hostels or renting out an apartment. Still, even if you still feel the need to live above the living standard in these places, you can still live much better for much less.

The truth of the average annual credit card debt
1. 23.8% of American households have no credit cards at all.
2. Another 31.2% of the households surveyed paid off credit card bills in full.
3. 55% of households that owed nothing on credit cards .

Who’s in debt?
29% of households surveyed by the Fed, owed $1,000 or more on their cards. Still, 29% is a higher number than anyone would like to see. The problem is, the worst loan you could get is from your credit card company. Their very high interests rates can make it hard for anyone to pay back their debt.

Earn More and Spend Less
This year, rather than focus ClickforNick mostly on money making issues, I’m also going to focus on ways to cut back our costs. The bigger the gap is between our expenses and our income means of course money entering our bank accounts. The easiest way to start today is to create a budget. Find out where all your money goes. Then, cut out all unnecessary expenses. Do you really watch your premium Cable Tv or use all 1 million of those cell phone minutes?

Source: MoneyCentral.MSN.Com

Now is the best time ever to Subscribe

How to get the cheapest flight
1. If you are a student use StudentUniverse.com. They offer special student prices. I managed to get round trip ticket for $490 from Chicago to Frankfurt, Germany when I was a student.
2. Try the major flight search engines. I prefer travel.yahoo.com, kayak.com, and expedia.com. Try different dates and different surrounding airports. Most of the time there might be a better deal at an airport just farther away.
3. Fly during the week. I’ve found that Wednesday is often the cheapest date to fly. Try a day before and after Wednesday.
4. Try low cost airlines. I often look at Air India for cheap flights. Though there is nothing special about this airline, they have very flexible change flight fees.
5. Book early. The longer you wait, the more you probably will have to pay. Changes in the economy, such as the rising price of fuel, will affect flight prices.

There is no one place that offers the cheapest flight everytime. There are so many variables, yet another reason to just drive. Too bad they didn’t build a bridge over the Atlantic…

If you like to read ClickforNick, why not Subscribe.

Random Posts
How to Reach Your Goals, My Goals
Best Deal Online with Woot?
My Life as a Blogger

The following article comes from bargaineering.com:

“1. Cancel that Netflix Account.
How many movies do you really watch? Cancel that Netflix account and instead go with something like Redbox where you pay $1 a night (often times free with a promotional code) and save yourself that $20-$30 a month you’re paying now. I know I’ve been at my friends’ places and seen the same Netflix envelopes month after month.

2. Drink more water.
Get a water bottle, fill it up and drink from it during the day. Get used to drinking water and you won’t drink more expensive stuff like soda and coffee. Get used to drinking water and you’ll likely eat less, cutting out those expensive snacks. Get used to drinking water and improve your health, which means less in health care costs down the road that will be difficult to quantify. As a corollary, when you go out to eat, ask for water instead of your beverage of choice. This is a directly quantifiable savings because do you really want a $2 soda?

3. Visit the library.
Books are expensive and I’ve done a scientific experiment that has definitively proven that the only reason why you would ever buy a book is so that you can put it on your bookshelf to prove how educated you are. Seriously, I have done such an experiment because I know that after I read through a book once, there is a 99.99999% chance that I will never open it again and thus the only logical reason to ever buy a book is to show off. Okay, I’m being facetious but let the library be your bookcase and not only will you save money, you’ll save space, and even some trees. DVDs are available at the library too… so you can scratch off #1 too if you just do #3.

4. Switch to CFL.
Switching to compact fluorescent light bulbs will save you huge on your electricity bills since the bulbs use about a quarter of the electricity of their regular light bulb equivalents. Now, the bulbs will be more expensive but the lowered electricity bill plus the longer lifespan overcomes the initial price hit without minimal cost to you.

5. Reduce your phone, television, internet package or just threaten to cancel it.
Do you really need 23094820394238 minutes on your cell package? How about 290384029 channels? Heck no, I have like 500 channels and all I watch are ESPN, The History Channel, and maybe Oxygen (okay, not really Oxygen); but if you don’t want to give up all those options, consider just calling up your cable company and demanding a better rate. Verizon is coming into the neighborhood soon so I think I’ll be calling up Comcast and asking them to reduce my rate or I’m jumping ship. Either way, paying less for the same service is certainly an invisible way to save money!”

If you like to read ClickforNick, why not Subscribe.

Other Posts…
How to Save Money, Waste It Later
Best Deal Online with Woot?
My Life as a Blogger

Save Now, Waste Later
As a former college student, I’m a testament to cutting corners on everything, but we all have a week spot. I’ll end up buying an expensive shirt, shoes, or other things I didn’t really need because I… saved the money. It’s a reward for myself.

MSN released ways to save your money
“Quit smoking. Pack-a-day habit? In Washington state, that’s easily $5 a day — or about $1,800 a year.
Tame your driving addiction. In other words, carpool or use public transportation. This saves on gas, insurance and maintenance costs — not to mention any money spent on aspirin.
Buy used. You can potentially cut that in half by shopping at consignment shops and auctions, though the life of the goods may be less than buying new. To account for that, the annual savings may only amount to 25%, or $437.
Become a homebody. At just over $1,800 a year on average, entertainment spending has a way of quickly eating through the best-planned budgets. Consider the library for books, music and movies. Eat out less often. (can we all just sit at home all day?)”
Source: MSN

Save that money so you can waste it later, good plan right?

If you enjoyed this post, why not subscribe?

Other Posts
How to Create a Passive Income Part 2
Best Ways to Earn a Passive Income, Part 1
Make More Money, Reasons to Work for Yourself

My best deals
Have you ever noticed those people sitting in front of Best Buy (electronics store) for more than 12 hours to get a laptop? I’ve been one of those people. It takes determination and a lot of hot coffee to withstand it, especially in Michigan. For waiting 12 hours 2 years ago, I was able to buy a laptop for $200. Worth it? I’m still using today. Last year I was able to get a router for $5 after rebate and 30% off my entire Gap Clothing purchase. Is this the best time to shop? Yes.

Where to save with Black Friday 2007
Believe it or not, the sale ads come out online early every year (2007’s edition is already out), visit BFads.net. The biggest question is, should I wait in a line for 15 hours? Yes and No. Do you really need to save $100 on a Laptop? Think time vs money. If you make a lot of money at your current job, forget it. If you are a poor college student, fill up those flasks and stand in line.

Here is my Black Friday trick, just show up right when the store opens and squeeze in. Bring a friend and have them wait in line before it builds up too large. Store lines can wrap around the store before you know it. Visit malls second, they are never hit as hard as electronic stores. Get your electronic gear first, and your clothing second. But definitely do go shopping on this day. The crowds are crazy and it most certainly will give everyone a headache, but you won’t save more than you do on Black Friday.

If you enjoyed this post, why not subscribe?

Other Posts…
How to stay Motivated
My Life as a Blogger
How to Look Rich and Live Cheap
Free Stuff Sunday Part 2

Great Ways to Save Money and Spend Less:

1. Change light bulbs to CFL bulbs to save money
2. Use Heat and Air Conditioning sparingly
3. Use the light of Day instead of lights in the house
4. Pay bills online or in person, instead of using stamps
5. Keep razorblades dry and clean so that they last longer
6. Write checks for over the amount instead of using an ATM with fees(or just use cash)
7. Use plastic containers to store left over food for eating later
8. Turn off all lights when not in a room
9. Leave the car at home at least one day out of the week
10. Borrow books from the library instead of buying them
11. Use coupons and check grocery circulars to get the best deals
12. Cook meals at home, cutting back on eating out (Know how to cook?)
13. Take lunch to work
14. Watch movies at home instead of in the theater (yeah its not the same I know).
15. Wash clothes every 7-10 days (I hope you have a lot of clothes).
Trust me, if you save a few cents on everything you do, you will have saved money, spent less, basically more more will be left over for doing something people hardly do, “save it”.

Other great posts:
Click for Nick Income Report for Blogging October
Get Paid to Write Blog Posts
Make Money From Your Blog
Download Free Movie and Tv, Graboid, Emule,Torrent